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fixed-rate loan option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.
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The case accuses the bank and appraisal firm, LandSafe Inc., of conducting "sham" appraisals to boost the number of loans originated by Countrywide. Judge Snyder also certified a subclass of.