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15 Year Home Loan 15-Year Fixed-Rate Mortgage | Quicken Loans – 15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.75% and 75.00% loan-to-value (LTV) is $1454.45 with 2 points due at closing. The annual percentage rate (APR) is 4.214%.
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Lender Paid Mortgage Insurance – No PMI Loan – The LPMI program is considered a no PMI loan. Lender Paid Mortgage Insurance vs Private Mortgage Insurance (PMI) In the past, when you buy a home with less than a 20% down payment, you had to pay for mortgage insurance every month. Mortgage insurance shields the lender in case you do not pay the home loan.
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