Government Mortgage Programs

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Our mortgage programs have competitive loan terms and fast processing. Home Buying Programs for Government Employees. If you are looking to purchase a home, whether it be your first home, second home, or an investment property, we have financing available for all qualified government workers.

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The Home Affordable Refinance program (harp) expires at the end of 2018, and the government wants you to know that you may be eligible to refinance today.

The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal. Low down payments Low closing costs

Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders and our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans.

Government Mortgage Relief Programs Loan Modification. The purpose of a mortgage loan modification is to get your monthly payment to a more affordable level. An "affordable" mortgage payment is typically defined as 31% of the borrower’s monthly gross income. This is achieved by modifying one or more components of your mortgage:

These first-time homebuyer programs and grants are designed to help you get a great mortgage that can make homeownership less daunting and more affordable. Assistance for new buyers can make.

For Immediate Assistance Call 888-995-HOPE (4673) (Hearing impaired: 877-304-9709 TTY) Let an expert from a HUD-approved housing counseling agency help you understand your options, prepare your application, and work with your mortgage company.

If you are underwater on your mortgage, this program may be just what you need to help build up equity in your home.

If you're having difficulty paying your mortgage, your current lender may be able to help with a loan modification program-making your mortgage more.

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State-by-state home buyer programs. On the map below, click on your state to see home buyer assistance programs available in your area. Once clicked, below the map you will find brief descriptions of available programs and a table of links to reach the state agency website, find participating lenders, see qualification details, get homebuyer education courses and to contact the agency for.